Autonomy and Conversion: The Complete Ecosystem of Payment Solutions from Blip January 22, 2026 17:39 Updated Conversational payments are transforming the way companies sell to and charge their customers. The possibility of completing a transaction without the customer leaving the conversation creates a fluid experience, reduces friction, and drastically increases conversion rates. In this scenario, Blip delivers a robust set of payment solutions that serve everyone from small businesses to complex operations with advanced automations.Payments in Studio/Builder The native payment solution in Studio allows any company to create payment flows directly on WhatsApp, using a dedicated block fully integrated into the bot-building environment.Pain points this solution solves Lack of autonomy to create automated charges in the flow. Dependency on external systems to generate links or charges. Low conversion by requiring the customer to leave WhatsApp to pay. Need to integrate own acquirers to maintain current rates and contracts. How it works The Studio payment block allows you to: Create automated charges using PIX, card, or payment links. Send the charge during any stage of the conversation. Connect the company's preferred acquirers (e.g., Cielo, Fiserv). Track the payment status directly in the flow. Learn more about how to use it in our exclusive article by clicking here.Benefits Total autonomy to create conversational journeys with payment. Reduction of manual processes. Faster payments with more visibility. Flexibility to use different acquirers or methods. Payment Templates (Active Messages) This solution allows companies to make charges and/or recover carts through WhatsApp, with less complexity and without the need for an automated flow.Pain points this solution solves Companies that are not yet ready to set up flows in Studio. Need to send individual charges quickly. Low adoption of digital methods due to lack of simple processes. How it works Sending is done via Growth, using payment templates. Ideal for collections/charges. Allows experimentation without needing to set up full automations. Also available via API for direct integrations. Benefits Simplicity for testing sales and charges via WhatsApp. Low operational effort and fast to test. Learn more about how to use it in our exclusive article by clicking here. Payments in Desk The perfect solution for consultative sales in which the agent leads the conversation and needs to send charges in real time.Pain points this solution solves Agents who depend on external platforms to generate payment links. Lack of tracking and control when links are sent outside the system. Loss of conversion when the customer needs to access multiple tools. How it works The agent sends a payment link directly within Desk. The payment request is recorded, maintaining centralized tracking. Currently available for links generated via Cielo. Benefits Ideal for businesses that depend on human interaction (e.g., consultancies, clinics, specialized retail). Centralizes service and charging in a single environment. Higher conversion through fluidity and trust in the journey. Costs and Activation Conditions Blip's payment solutions follow a simple, transparent pricing model based on usage volume, ensuring flexibility for companies of all sizes. Prices and conditions upon request; speak with our specialists to learn more.Blip's payment solutions were designed to serve companies of all sizes, offering: Autonomy Conversion Implementation speed Scalability From small companies wanting to test simple charges to large operations needing to integrate acquirers, create complex automations, and scale sales, Blip delivers a complete and flexible set. By integrating payments directly into the conversation, companies eliminate friction, increase conversion, and build smarter, more efficient journeys. It is an essential step for businesses wishing to operate with excellence on WhatsApp. For more information, access the discussion about the subject in our community or the videos on our channel. 😃 Related articles Creating Payment Flows in Studio with the Payment Block Blip Payment Methods: Innovative Solutions to Facilitate your Transactions Top Menu - STILINGUE Smart Care How to select credits for panel creation How to save human service history via Blip Integration with Google Drive